Membership Benefits



When you step on the bridge of partnership with G-Life Ministry, you can expect:
  • Spiritual rewards for the ministry work being done
  • A harvest on financial seed sown
  • The ministry's anointing to operate in your own life.
In addition to these rewards, you'll also receive satisfaction knowing that you are reaching far beyond your personal sphere of influence and impacting people all over the world with our life-saving message.




Free Legal Services
The following nine services are available at no charge from your plan attorney.
• Initial phone consultations for each new matter (no time limit).
• Initial face-to-face consultations for new legal matters (no time limit).
• Review of independent legal documents (six pages maximum per document, no limit to the number
of new independent documents).
• Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will
annually for free. (See definition of Simple Will on
• A state-specific, web-based, free Living Will form is available to Members. This form can be notarized
by a Notary Public. Store this document in a safe location.
• Plan attorneys will help Members represent themselves in small claims court.
• Assistance in solving problems with government programs, such as INS and Welfare.
• When deemed appropriate by your plan attorney, he or she will write letters on your behalf (one
letter per legal matter, with no limit on the number of new legal matters).
• When deemed appropriate by your plan attorney, he or she will make phone calls on your behalf
(one phone call per legal matter, with no limit on the number of new legal matters).
In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to
providing some of the free legal services.

Legal Service

Simple Will with Minor’s Trust
Chapter 7 Bankruptcy
Non-Payment of Court Ordered Support
Uncontested Divorce
Small Business Incorporation
Residential Real Estate Document Review
Traffic Ticket Defense

Deeply Discounted Legal Services:
The following are seven commonly used legal services for which plan attorneys
have agreed to charge a one-time, deeply discounted fee.

Reduced Hourly Rate:
Plan attorneys have contracted to charge 40% off their normal hourly rate, with a
minimum of $125 per hour, for legal care beyond the free and discounted services.
In the case of extended legal care, plan attorneys may ask you for a retainer.
Contingency Fee Discounts:
The contingency fee discount will be a 10% reduction of the state maximum rate or
the attorney’s usual rate, whichever is lower.
Online Forms:
Access to a wide-ranging selection of free self-service forms that may be
downloaded and completed to create legally valid documents. Forms are state
specific and include:
• Last Will and Testament
• Bill of Sale
• Landlord/Tenant Agreements

• Leases
• Advance Health Care Directive/Living Will
• Power of Attorney

2) Tax Preparation & Advice Services

Life Access to personal tax benefits including free tax return preparation and unlimited, toll-free, tax-related
advice. Additionally, you can have the most commonly used tax schedules prepared free of charge or at
a significantly discounted rate.
Tax-Related Benefits
• Free mail-in tax return preparation (includes 1040EZ, 1040A, and 1040)*
• Free preparation of most commonly used schedules that accompany the form 1040*
• IRS audit assistance

• Unlimited advice for personal and business matters on federal taxation via toll-free phone call/fax/e-
mail (no time or frequency limitations)

• Tax professionals will review any notice or letter issued by the IRS and provide advice on how to
understand and solve the matter.
• Access to a web-based IRS audit tutorial, as well as an IRS notification tutorial.
• IRS notification assistance
• Tax planning
• Review of prior year’s tax return*
• Member portal with tax tips, tax law changes, tax organization area, IRS audit area, IRS notification
area and member advice on-line
All tax and financial assistance is provided by tax attorneys, financial analysts, CPA’s, former auditors and/or Enrolled
Agents certified by the IRS. Additionally, all Tax Hotline advice is backed by a $1 million liability policy.
* Limited to 1 per household

The Voice Behind the Software
With today’s tax software programs, you need more than help screens. Receive tax
advice tailored specifically to your unique situation. Live, one-on-one, direct answers
to tax questions over the phone. When pop-up screens just aren’t popping up with
the right answer, experts are a phone call away with reliable advice.

IRSspeak Interpretation
Our team of professionals will review any notice or letter issued by the Internal
Revenue Service and provide professional advice on how to understand and solve
the matter. Our experts will assist and advise you if you get audited. They review the
IRS audit notification and help sort out the facts.
You also have access to a web-based IRS audit tutorial, as well as an IRS notification
tutorial that helps take the terror out of those ominous-looking IRS letters.
Tax Advisor for People in All Income Brackets Interpretation
Tax consultation is vitally important for nearly everyone at one time or another.
You can seek and receive advice on the tax implications of all these everyday
financial matters:
• Individual Retirement Accounts, Roth IRAs, 401K Plans, SEPs
• Healthcare spending accounts
• Investment timing and strategies
• Capital gains
• Real estate timing and strategies
• Tax advantages of home ownership
• Inheritance
• Retirement planning
Our team of professionals will also review your prior year’s tax return. This
review can reveal costly errors and generate a source of extra tax savings.

3) Financial Education & Credit Counseling

Access to personalized financial and credit counseling services 24/7, 365 days per year. Counseling and
financial education is available through a variety of delivery methods including telephone, online tools
and live chat sessions.
Whether renting or buying a home, having problems with debt, or setting up a trust, this financial education
program is designed to provide the tools necessary to make better financial decisions. Personal financial
guidance and education is provided by over 1,000 experienced financial counselors.
The following is an outline of the free services included with this program:

Free Financial Education & Credit Counseling Services

Free Consultations
A complete financial assessment will include a
review and analysis of your household income,
expenses, assets, and liabilities.
Credit & Debt Counseling by Certified
Credit Counselors
A credit counselor takes the time to thoroughly
understand and assess current credit and debt
issues. They will:
• Assist in creating a livable budget to balance
income and expenses
• Provide specific advice on how to deal with
• Offer money management and budgeting
techniques to help gain control of finances
• Develop a comprehensive spending plan
• Create an action plan to become debt-free

Housing Advisory Services
• Advice covering first-time homeownership,
affordable mortgages and refinancing
• Post-purchase counseling
• Reverse mortgages – what are they and how
do they work
Online Portal
• Tools and Resources
• Articles
• Webinars
• Podcasts
• Financial Coaching
• COVID-19 related assistance

4) Identity Theft Restoration

Identity Theft Restoration

Assists you with full-service identity restoration by certified
identity theft risk management specialists who will:
• Contact banks, file a police report, review credit
reports or place a fraud notification or security freeze
with the three credit bureaus.
• Make phone calls, send electronic notifications,
prepare documentation, and issue fraud alerts with
the three consumer reporting agencies, the FTC, SSA
and USPS.
• Follow up and escalate issues with affected agencies,
creditors, financial institutions, to reinforce your rights.
• Assist with restoration of identity to its pre-theft state.
Lost or Stolen Credit Card Assistance /
Document Recovery Services
Our Privacy Advocates will:
• Obtain credit reports from each of the three major
credit bureaus
• Cancel affected credit cards and request new cards
• Provide daily identity monitoring for six months to
help prevent further fraud.
Insurance Benefit*
• $1,000,000 of identity theft insurance is available to
you with a zero deductible. Available in all 50 States.

Unlimited Legal Care at Discounted Rates
• You can use our program to prosecute identity thieves.
Identity theft victims can defend themselves against
crimes committed by an identity thief. In addition to
the $1 million of identity theft insurance, you have
access to a proprietary network of attorneys who have
contracted to charge 40% off their normal hourly rate,
with a minimum of $125 per hour, for legal care beyond
the free and discounted services.
Online Legal Forms
Download a wide-ranging selection of free and discounted
self-service forms to create legally valid documents using
our online forms catalog.
Forms are state-specific and include:
• Last Will and Testament
• Bill of Sale
• Landlord/Tenant Agreements
• Leases, Power of Attorney
• and many more.
* Identity Theft Insurance is underwritten by a nationally
recognized insurance carrier with an “A” or better AM Best
Rating. Contact Legal Club for more details. Credit Monitoring,
Identity Monitoring and Insurance is limited only to the member.

5) Life Events Counseling

Toll-free access to behavioral health professionals around-the-clock, 365 days a year. All
calls are answered directly by licensed Masters and Doctoral level clinicians, and all
services are handled with complete confidentiality.
LifeEvents provides professional and confidential telephonic consultation for any of the
following concerns:
• Emotional Distress
• Family and Marital Problems
• Depression
• Job Stress
• Substance Abuse
• Co-Dependency
• Family Concerns and Conflicts
• Adjustment Issues (Relocation, New Family Members, New Relationships, New Job)
• Domestic and Workplace Violence
• Grief and Loss
Counselors will assist every step of the way – from the initial assessment through
recommendation and follow-up. Counselors will also provide guidance to a community
agency or local hospital if an emergent situation is evident.

Call toll-free, day or night from the comfort of your own home.